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Lump Sum information: A lump sum is actually a slang term for the payment
of a large amount of money at a single time, instead of payment made in smaller
amounts over a long period of time. For example, large lottery winnings
are usually scheduled to be paid in installments over time, very typically there
are twenty years of annual payments. When a person wins a lottery prize there is
an option to accept the present value of the future prize amount in a large, but
single, lump sum payment.
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